Saratoga Place

Kelowna | British Columbia

A Prime

Development Opportunity

View Photos Watch Film 360° VTour Open House

John Douglas

Presented At

$721,774

Bedrooms

Bathrooms

Living

1,831

SQFT

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699

Saratoga Place

Kelowna | British Columbia

699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada. , Kelowna , British Columbia

Lower Mission Family Living

Welcome to 699 Saratoga Place, a well-kept home in the heart of Kelowna’s Lower Mission. This freehold, single-family property sits on a quiet cul-de-sac and offers a comfortable layout with three bedrooms, three bathrooms, and 1,831 square feet of finished living space. The main level features an easy flow through the living, dining, and kitchen areas, with plenty of natural light and room for everyday living or hosting. The second level adds flexibility with bedrooms and living space suited for a range of needs. The fully fenced, 0.14 acre lot (31 feet by 112 feet) with a lovely backyard provides room to relax outdoors, garden or create your own unique setup. With its central location in the Lower Mission, you’re close to schools, parks, shopping, and the lake—an ideal fit for anyone looking for convenience and a well-established neighbourhood. A solid opportunity in one of Kelowna’s most desirable areas. If you’re looking for a home with comfort, space, and a great location, this one is worth a look. This location can't be beat. Walk to all your favourite amenities: Beach, elementary schools, H20 Center, MNP Place, Soccer/ball fields, dog park, Mission Creek Trail system, and a new boutique coffee shop.

Gallery

3D Street View Tour

Property Location

699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada., Kelowna British Columbia

Local Weather & Climate

Kelowna, British Columbia

Current Conditions Updated recently

37 °F

Overcast clouds

Feels Like 37°F

Humidity 59%

Wind 2 mph

Visibility 6.2 mi

Sunrise 1:53 PM

Sunset 2:14 AM

5-Day Forecast

Mon 23 Mar

Clouds

High 57°

Low 37°

Tue 24 Mar

Clouds

High 58°

Low 43°

Wed 25 Mar

Rain

High 47°

Low 37°

Thu 26 Mar

Clouds

High 45°

Low 32°

Fri 27 Mar

Clouds

High 55°

Low 31°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Kelowna?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$999,000

699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada.

Kelowna, British Columbia

3 Beds

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Market Opinion

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Our perspective on current market conditions in Kelowna. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $72,177,400 20% down ($14,435,480)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$6,202/day

Your home may appreciate while you sleep

$43,535/week $188,650/mo $2,263,798/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$39.7M

+$56.3M

$56.3M Potential Equity

vs $39.7M lost to rent over 10 years

$14.4M Down Payment Growth

3.9x

10yr

$56.3M

8.1x

20yr

$116.6M

12.6x

30yr

$182.3M

Wealth Comparison

×434

Equivalent to 434 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $182.3M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $85.0M +18%

Market $98.3M +36%

Optimistic $113.4M +57%

$56.3M est. equity

20 Years

Conservative $100.1M +39%

Market $133.9M +85%

Optimistic $178.2M +147%

$116.6M est. equity

30 Years

Conservative $117.9M +63%

Market $182.3M +153%

Optimistic $280.1M +288%

$182.3M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada have?

This house at 699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada features 3 bedrooms with 1,831 square feet of living space.

What is the size of 699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada?

This property offers 1,831 square feet of living space.

What is the listing price for 699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada?

This property is listed at $72,177,400, which equals $39420 per square foot.

Is now a good time to buy a home in Kelowna?

Based on current market indicators, Kelowna shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 699 Saratoga Place, Kelowna, BC V1W 2Z6, Kelowna, British Columbia, Canada?

This is a house located in Kelowna, British Columbia. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: